the letter of Concordia (or their still considerable accumulation of sentences on a piece of paper) I have already published in early November 2007 at this point. Since then, I was a bit unwell and timeliness may be lost, but I can the nature of writing my health insurance does not save the scissors easily. To Comment I choose the simplest form, namely that of the stupid three expressions (a Helvetic vice, the inside-a Friday for the Friday the guts zunderoppsi , one would see after 22 clock still DRS1) . My comments are blue (but, mind you, non-eyed).
premiums strike in June 2005
Madam I []
you have written on 22.10.2007 and your displeasure with the practice governing expressed claiming payment of an old insurrection. We are happy to take a position. "displeasure" and "like" match ever bad. Even the hint of a benevolent level difference is made not so hot, but yes item. Upbeats are difficult indeed.
10.06.2005 we received from your bank with the message that we were not the premium of June 2005 will automatically debit your bank account. For privacy reasons we do not know why this charge could not be completed. would be even better. you got that information to send a letter on 24.06.2005 in which we click the Abstain from CHF 376.50 carefully made. remains with my bank regarding the payment process bone to a chicken ... the letter we have enclosed a pre-printed deposit slip. On 14/07/2005 your payment is received by us, but only on the amount of CHF 142.75. So many data, and so many numbers and not a single document? Well, you see your thing is very sure that this is thus also a certain authority gradient is expressed, goes. But it does not. - In fact, I researched everything and got the thing on the track.
is of course the fact that we observe on strike until 2007 comma not your fault . In our letter of 10.10.2007, we told you about this unfortunate circumstance, and we also apologize for it. Again we are sorry for the delay of the collections processes. There is no excuse, except, of course stereotyped reasons. Mistakes happen to us all. But errors of this kind should be able to hinstehen and say "this is extremely embarrassing and unpleasant to us and now we have won the temerity to insist on our timidity" or something like that.
The legal basis for claiming of the strike is based on the Federal Law on the General Part of the social security law (LPGA) Article 24, first paragraph The claim for outstanding achievements or contributions shall lapse five years after the end of the month for which performance, and five years after the End of the calendar year for which the contribution was due. Well okay, that's it. I had said I would bend the. Then that * one * day after the due date indicated below flutters a reminder to the house, but extremely spicy confirmed the suspicion of pusillanimity. - Oh dear. But now isses paid. Thanks also to my bank to the newly happy LSV performs a simple and not me, takes two and a half years after the event, in such a strange situation.
your question about the ethical size of our organization, we affirm. no question I had found the "yes" or "no" can be answered. It may not be in individual cases make sense for us to demand that strike for you, but we apply the law to correct and avoid unequal treatment of our policyholders - which is an objective of social security. No matter whether healthy, sick, male or female, we know no difference in the treatment of our customers. We hope It pushes you to understand that the employees of the accounting in individual cases should not worry about the medical history of the customer, this particularly on the grounds of you coming to good data protection. Before the pilot project assistance budget you wanted to make any financial contribution to my (then single) assistant. Correct (expensive nurses from home care are paid much better privately employed assistants not. So reasonable correct interpretation of some paragraphs, sometimes). - No contribution to foot care. Correct, as required by law. Nevertheless, I come with my hands not ran at my feet. - Only half a contribution to the only effective treatment for my illness because I did not fully meet all the criteria to comprehensive misery and I STILL only half miserable is (at first hand, I know that * in the Friedreich's Ataxia Association of Romandie all * patients from your health insurance paid for the medication to get, no matter how many criteria they meet - simply because the disease is either way a hammer). But precisely: the CONCORDIA is correct. - She is such a correctly, that they paid me the professional standards required by law to share my therapy runs only after considerable discussion and instruction by a threadbare arguments (it's can a try, especially with a Sottigen-like-me). - And the CONCORDIA is so correct that they gave me physical therapy emphasizes and requires only * ELF * protest letters from my doctors and therapists to see that the extent Friedreich ataxia is not a largely irrelevant as that of a broken arm and I can then again in the physio (but one's views can even try, etc.). - With so many correct turns my stomach to (they may be forgiven me, my little incorrectness).
Not to mention we can also model your behavior to save costs. Nevertheless, we point out that the CONCORDIA is an enterprise which does not operate for profit. A non-profit organization! Och but no! Sold to us voters back then, when it came to the introduction of the CCG, this is not so that health insurance should behave on the open market like all of bustling businesses there? So that leaves CONCORDIA from this competition? Hear, hear leaders in the BVS! It is certain that all health insurers are obliged to build their own reserves and to maintain itself economically. describe this circumstance as "not for profit", is really remarkable Applied Arts euphemistic policy. reduce all savings to our policyholders the enormous increase in performance bonuses and affect ultimately affect the amount of premium, which is ultimately our customers too. Exactly. And I have the CONCORDIA 5 - not helped when 6-digit format. Of course I will not overlook the fact that the CONCORDIA me has a lot of expenditure. But the one I pay a monthly premium and the other is that in this context not the point.
We are convinced that our opinion your questions and uncertainties such I could not remove pushes back - and now I say it openly - in these words, a completely unacceptable paternalism from and ask you to settle the strike of CHF to 233.75 on 20.11.2007. If you are not the total payment not possible, we ask you to contact us by phone, so we can discuss the possibility of paying up. that female officers and clerks can not read my file is installed without a doubt. But that those people approved to use the very well understand the concepts we are not there, is questionable. How else has to realize that a 44-year-old woman is plotted with Friedreich ataxia, they may call * somewhere *? The subject of this offer course is intended friendly, he also carries a very delicate tone of condescension.
Sincerely
CONCORDIA
A. Capiaghi / Director (Signature)
M. Leitz / team leader (Signature)
I wish you a happy new year, ladies and gentlemen, my health insurance. Be sure of to help that I will not even go to the next one of the following year to another fund, to your non-profit organization to better balance, no matter how "correct" you . give "Correct," I can always be. Gälledsi.